Problem
Debt payoff tools often show numbers without helping users understand tradeoffs, sequence, or confidence.
Build Notes
Finpilot Payoff exists as a legacy payoff-planning experiment.
A private-source project exploring how AI-guided planning could help everyday users compare debt payoff paths and understand next actions.
The Build Note
Approach
The project tested guided payoff scenarios, plain-language explanations, and a simple planning surface.
Current state
The project is retained as a learning artifact, not an actively maintained public product.